Basics of Life Insurance and Policy

A life insurance policy is an arranged contract between an Insurer and Insured. The insurer is the company issuing the policy contract and the insured is the individual being covered. A life policy acts as a transfer of risk from the person to a company.

There are many different types of options under the life title: Whole Life, Universal or variable life and more.

Some of these policies offer a cash value option within the contract and account.

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