Set term or temporary insurance that is in effect for 30 years is known as 30 year term insurance. This is normally the longest policy contract within the different term plans.
Premiums on term life insurance are lower than whole life policies mainly because 30 year term (or any length) is temporary insurance. Many people will use these contract plans in addition to straight life policies - which may or may not have cash value attached.
We are licensed insurance agents. Feel free to contact us with any question related to whole life or any other insurance product. We can put a licensed insurance professional of American Investment Training in touch with you.
It is important to remember that although this is a 30 yr policy - it is temporary insurance. Many policy holders will convert into a permanent policy such as Universal Life Policy or Whole Life Insurance.
We are an education company that truly informs our customers seeking life insurance quotes or information. We work with dozens of carriers.
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